Apna Ghar Scheme: Every regular man wants to own a house in a big city like Delhi. However, rising expenses and expensive home loans have prevented this goal from being achieved. In this regard, the Delhi Development Authority (DDA) has taken action that not only helps the people but also inspires fresh hope. It is now much simpler and less expensive to find a home in Delhi thanks to the ‘Apna Ghar Scheme’.
Up to 25% off 7500 apartments, a fantastic chance to purchase a home
DDA is providing over 7,500 apartments in three prominent Delhi locales under this project. These consist of apartments belonging to the EWS, LIG, MIG, and HIG categories. The unique feature is that these apartments are being offered at a discount of up to 25%, and reservations are filling up quickly. The candidates must pay the remaining balance within 60 days of booking the unit.
Families with disabilities will receive particular benefits.
The specific facilities provided to the disabled are the most unique and compassionate feature of this DDA project. If a person books a flat in the name of his disabled family member or jointly, then they get special discounts under the Hire Purchase Basis. In the Apna Ghar Scheme, they have to pay only 25% of the amount, and after that, they get the keys to the flat.
Only DDA will offer a low EMI option if there is no home loan.
For the remaining 75% of the total, the applicant does not need to take out a bank loan. This sum is split up by DDA into 15-year simple EMIs. Although the process is relatively simple and clear, a 10% interest is imposed on these payments, which is the same as the interest rate charged by banks. On the Monthly Reducing Rate, this interest is applied.
Additionally, there will be a 30-day chance.
There is no need to panic if the applicant is unable to deposit 25% of the total sum within 60 days. The applicant has an extra 30 days to deposit the money with 10% interest, according to DDA. For people who would prefer to deposit the lump sum payment gradually, this option is highly beneficial.
The house might now become a reality rather than merely a fantasy.
In addition to being a housing program, Apna Ghar Yojana is a hope that can give thousands of families security and stability. This program is beneficial, particularly for the Divyangjan families, since it allows them to live a life of independence and dignity.
Disclaimer: The sole objective of the DDA Apna Ghar Scheme is to provide information. Please visit the DDA office or official website for the terms, eligibility, and comprehensive details of the program. The article’s information could change over time.
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